Anyone who has filed for consumer bankruptcy protection knows there is a great many pages of paperwork that must be completed before the filing.  There are several categories of papers:  the Statement of Financial Affairs, which is a list of questions that must be answered, the Schedules (A-J) that require disclosure of all assets and liabilities of various types, a Notice of Intention regarding the debtor's intention to retain or surrender secured property, the Disclosure of Compensation Form, which requires identification of any person accepting money to prepare the papers and the amount they charged, and the Matrix of Creditors, which serves as the main mailing list for the case.

In the series of discussions that will follow, we will discuss each form in greater detail and examine the intricacies of some of the issues presented when determining the appropriate answer to the questions being asked in the Statement of Financial Affairs, and the property and liability issues requiring disclosure in the Schedules.

In the end, we hope you will gain a better understanding of the complexities of a bankruptcy filing and contact a qualified lawyer for assistance if you are considering a bankruptcy.  The attorneys at Belsky, Weinberg and Horowitz, are always available to speak with you with your questions.  Call us toll free at (800) 895-5333.