Schedule F is where all unsecured creditors are disclosed. Unsecured creditors are any creditor that has no security interest in any property of the debtor and is not entitled to priority status as Schedule E creditors. The most common unsecured debt type are credit cards. Other types include personal loans, hospital bills, doctor bills, and deficiency balances owed on foreclosed homes or repossessed cars.. In Schedule F you will state the name of the creditor, the mailing address including zip code, and the last four digits of any account number associated with that creditor. This information will be disclosed in the left column. The next column to the right describes who is liable for the debt and whether the debt is unliquidated, disputed, or contingent. The next column then describes the type of unsecured debt it is, such as credit card, personal loan, deficiency balances, or any other classification the debt may have. The last column lists the total amount owed to the specific creditor. Schedule F is also where all student loans and unpaid parking tickets will be disclosed. Remember, all outstanding debt owed by the Debtor must be disclosed in a bankruptcy, even if the bankruptcy will not discharge the debt. A perfect example of this would be student loans, which unfortunately are not dischargeable in a bankruptcy. To learn more, contact the attorneys at Belsky, Weinberg, & Horowitz, LLC.